Navigating Spanish construction sites is like navigating a minefield. Hopping from one huge crater to the next in a vain attempt to view half-built property was all part of the job. And in hindsight, I am probably lucky one of those cranes didn’t drop a ton of concrete on my head, or that I didn’t get flattened by a JCB. Selling the dream on the Costa del Sol is riddled with unforeseen danger. We were always told to carry a safety hat when touring building sites. Not to wear it. Just to hold it. So if you were lucky enough for a stone or rock to ricochet onto your helmet-carrying hand, you could rest assured your guardian angel was looking after you. If, however, you were hit on the head by a lump of falling concrete ……. adios cruel world.

Much fun is made of the compensation culture in Britain. Silly stories abound in the tabloids of shoppers slipping on banana skins and skidding into the nearest freezer head-first. Scratch beneath the surface however and you will find hundreds of people who have suffered an accident or injury through no fault of their own in the workplace, and never make a claim. Personal injury solicitors in the UK are among the best in the world. If I am ever unfortunate enough to suffer an accident or injury at work that was not my fault (for a change) I hope it happens in England. No win no fee solicitors are now able to fight for the rights of the previously unheard victims of accidents in the workplace, and that in itself is a major victory for the little man (or the big man come to that).
You should be protected from personal injury following accidents at work by rules and regulations that are set up for employers. If you feel your employers have been negligent and you think you have a case for compensation after an accident at work, contact a personal injury solicitor within three years of the incident.

Cash up front with Personal Injury Solicitors www.roseclaims.co.uk

 If you have had an accident, illness or injury within the last three years which was someone else’s fault, we can help you claim compensation. We will pay you £100.00 cash up front as a token of our commitment to you. You pay nothing and receive 100% of the compensation. Our dedicated team will guide you through the personal injury compensation claims process from start to finish. No jargon, no obligation, no hassle and no middlemen. We will deal with you on a personal one-to-one basis, and no claim is too big or too small. If you think you have a claim or simply need more information, CALL US FREE on 080001 54321 or visit the site

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Even when it is your own fault, you may still need Marc Bern to help you with your construction accident case. Usually this is because you need someone to defend you in court. This is very important because there are many laws around getting justice for an accident and you really need someone who knows a lot about it. A public defender, while free, may not be very knowledgeable in all areas of the law. Marc Bern can also help you seek justice yourself too even if you caused the accident. There could be circumstance involved that may affect things. If you were for instance following company procedures about how to stack bricks and a bunch of bricks fall on you and severely injure you then you may be entitled to some kind of compensation.

You are really more likely to be injured by your fellow employees than injuring yourself in a construction site. Marc Bern can help you in these cases. You deserve some kind of compensation. To get this compensation though you need someone who is very knowledgeable in the law. This is where Marc Bern can step in. He can use his knowledge and experience to work for you and get you the best compensation you can get. Sometimes there are medical bills that will need to be paid. Other times injuries might have resulted in a loss of work and loss of wages. In the most severe cases you might be left permanently disabled. This is why the compensation involved is so important and why the person you need to represent you is so important as well.

Ultimately the person most at fault is usually the person in charge of a construction site. They may have made bad policies that resulted in injury. They could have even bought low quality, cheap materials that resulted in an accident. Whatever the case, Marc Bern can help. Oftentimes people have insurance policies around construction accidents because they can occur so easily. You really need someone who knows all about construction insurance and can help you. When a person goes about fighting insurance companies for money that they are due, they soon find that the battle is very long and tiring. This is why hiring a lawyer like Marc Bern can be so important. He knows just how to go about dealing with the insurance companies and saving you time and worry.

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Many people mistakenly believe that they don’t need an inspection on a new house. The misconception is understandable because as consumers we have been conditioned to believe that consumer products of all types will be delivered without defects. Unfortunately this is not true, especially in the new construction market.

Quality control programs in new construction vary widely in the field and many contractors do it by the seat of their pants if at all. Most builders require that their superintendents have only a Bachelors degree in any field, Accounting will do.  They usually get away with this because they have learned from experience what kind of mistakes are going to show up as a problem during the warranty period. As a result there are likely to be hidden defects that will show up later in the life of the house, after the builder warranty has expired.

Homeowners often encounter these problems after the first year or two not knowing they are related to construction error. For instance, brick veneer is installed on about 90% of the new houses built in this area. Most people do not realize that brick is not waterproof. To compensate for this, construction standards, including the building codes, require a drainage plane behind the brick along with flashing and weep holes that will guide any water that penetrates the brick, back to the outside.

Unfortunately I rarely see brick veneer installed with all of the required flashing. As a result water may enter the interior wall and ceiling space and cause all kinds of problems including damage to walls, ceilings and floors and issues with mold, mildew and fungus.

Again, most homeowners don’t realize that the problems they see even 5 or 6 years after they move in are the result of code violations. It has also been my experience that a large percentage of the problems I find during the inspection of a 5 to 10 year old house are the result of builder errors.

What Are The Most Common Construction Defects?

Improper grading of the soil around the house resulting in wet moldy crawl spaces

Flashing missing from brick veneer

Improperly installed and adjusted safety equipment on garage door openers

Improperly installed appliances

Improperly installed attic ladders

Missing fire blocking

Improper wiring in the panel

Electrical wiring not properly secured and protected.

Loose electrical receptacles

HVAC ducts loose and blowing conditioned air into the crawl space or attic.

Structural deficiencies in the roof construction

The builder was required to have inspections performed by city inspectors, Won’t This Protect Me?

Unfortunately the protection afford by the official inspection departments is limited. City inspectors are stretched very thin, they may perform 15-20 inspections a day and can only spend a few minutes at a construction site during a few visits at specific phases of construction.

Code enforcement is about as effective as speed enforcement is on our highways. Think about how many times have you been stopped for speeding compared to the number of times in your life you have exceeded the speed limit. Think about how many speed related accidents there are on the highways. Consider also that the builders know exactly when the code officials are going to show up and exactly what they will be looking for. Is it any wonder that new homes have problems?

New Home Inspection Requirements Have Begun.

On September 1, 2008, new homes and major remodeling home improvement projects will require a third-party home inspection.  The new home inspection requirements will require a minimum of three inspections for all homes built or remodeled in unincorporated areas or in cities that do not offer municipal inspections.  The Texas Residential Construction Commission has enacted the mandatory reviews.  All projects started after September 1, 2008 will be subject to the new requirements. 

Three Inspections Required:

1.  The foundation inspection must be conducted prior to the placement of concrete.

2.  The framing and mechanical systems inspection must be conducted prior to the placement of exterior wall insulation or interior wall coverings.

3.  The final inspection is performed when the home is complete.

The inspections will have to be completed by a third-party independent professional Texas Real Estate Commission inspector.    

There will be fines levied against builders and re-modelers that fail to have their projects inspected.

The Texas Residential Construction Commission has put together a list of Most Frequently Asked Questions about the program.  They have also added Contracted Inspections Instructions. 

What does the Foundation inspection look for?

Compliance with engineered drawings Proper placement, support, sizing, and spacing of graded rebar Ensuring proper beam depth, width, and placement Vapor/moisture barrier placement check If drawings are not sealed by an engineer, then the foundation must comply with the building code.

What does the Framing, Mechanical inspection look for?

Electrical systems must be properly grounded

All connections in junction boxes

Proper gauge wiring is installed

Outlets spaced properly

Adequate access to machinery

Duct work should not be encumbered by other building materials

Ducts are installed to applicable building code

Roof is supported and sloped

Plumbing system should be reviewed

What does the final inspection certify?

Yard is graded properly for water flow

HVAC is in complete working order

HVAC exterior unit is located on a level surface

All air ducts free of obstruction

Doors and windows operate properly

Finish materials are properly installed

The flat work around home is free of any structural cracks

All roof cladding is installed to manufacturer’s recommendations

Flashing is installed

Fixtures are correctly installed and working

All appliances are installed and working

There are no apparent safety issues.

This is not a complete list of everything the inspections cover.  The inspector must also verify the project meets the applicable building code.  You might hear some rumbling and grumbling from the contractors you know but the program is designed for the good of the consumer – you and me.  Three phase inspections are really very minimal to require for a residential structure.  The home builder I worked for required ten inspections before they would deliver a completed home to a new home owner.

Does it make you wonder what was required before the new program? 

All homes built or remodeled must be inspected three times. Starting soon!   

Starting as of January, the good news is that builders are required to perform to the code requirements and knowing this can help you get the problems corrected. However, this will only happen if you have an inspector who knows construction and the codes.

When Hiring an Inspector For New Construction, What should I Look For?

First you need an inspector who has extensive experience in new construction along with the education necessary to under stand the building science behind the codes.

You also need an inspector who knows the codes and who is not afraid to use them. Believe it or many home inspectors are afraid to use the codes when documenting problems with new construction. Many are so afraid of the “C” word that they will ignore obvious problems related to code provisions because they are afraid you will hold them to a higher standard. They have been told this by so called experts. When interviewing an inspector ask them if they will report on code violations they may see and give references to the codes. If they say no, keep moving.

Bottom line, if a home inspector will not provide references to the building codes, manufactures installation instruction or other industry standards he is simply wasting your time and money.

What Will a New Construction Inspection Cost?

If you don’t care what kind of inspection you get, you can find inspectors who will do just about any job for $200. Dig a little deeper and you can probably find an inspector for less than $200.

The inspection industry is covered up with unqualified inspectors who receive bogus “certification” from phony inspector mills and virtual associations. One association will let you take a free online exam, pay a fee and become a “Certified Master Inspector.” There are documented cases of Jr. High School kids passing the test!

If you need to save a few bucks on the inspection of one of your biggest investments, just remember, Buyer Beware.  If you want a real inspection performed by a knowledgeable professional inspector, you are going to spend between $250 to $400 for most inspections. If your new house is really big, you’ll pay even more.

Special Scheduling Consideration for New Consideration

Unless the new house you are purchasing already has a Certificate of Occupancy, scheduling an inspection on a house under construction can be difficult. All too often the builder will commit to a completion date which they will fail to meet. As a matter of fact they will commit to and fail to meet one deadline after another and before you know it you are pushed up to the closing date.

If you have an inspection scheduled and the builder gives you less 48 hours notice that they will not have the house ready, it is best to proceed with the inspection at the scheduled time and arranged for return visit by the inspector once the final power is turned on. You should ask the builder to reimburse you for the cost of the return visit.

I have performed inspections behind these so called builders’ inspectors and new county required third-party inspectors and I have found numerous errors and omissions.  If you look closely, you will see that most Texas Home Builders have entered into agreements with large, out of town real estate inspection firms to perform all of their required inspections.  Sounds kind of fishy, like kick-backs and having the inspector on the builder’s payroll.  Whose interest do you think that inspector is looking out for, a home buyer he will never meet or the builder who is putting money in his back pocket?

See my Houston Home Inspection Client’s Reviews for comments about issues I discovered with their new homes, one of which was cracks in the garage foundation which was completely omitted by the builder’s third party inspector.  My client backed out of the deal, got her earnest money back fully and the builder has since filed for bankruptcy and went out of business.

Go www.atexinspects.com/reviews to see ATEX Inspects Great Client Reviews!

If you are buying a new home, contact us for an impartial, detailed and thorough home inspection.  ATEX Inspects serves all of the greater Houston, Texas area with quality home and Commercial property inspection services. 

Contact us today before your new home construction begins at 281-216-1171 or by email at robert@atexinspects.com.

http://www.atexinspects.com

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Car accidents aren’t the only reason people file claims, but they are very common.  Other incidents that may occur that fall under personal injury are work site accidents, medical malpractice, construction accidents, slip and fall, and defective products that may have caused you injury.  When you or a loved one is a victim of an accident, don’t wait to file a claim.  There are limits on the time period in which you can do so.

Why would you want to consult with a Kansas City personal injury lawyer?  You deserve payment for what you have gone through.  Most of the time, you will be compensated for medical fees to treat your injuries, loss of wages due to the inability to work, and frequently for pain and suffering as well.  If you were in an auto accident, you may be eligible for payment of repairs to your vehicle.

Many people settle with their insurance company when they are injured in an accident.  Unfortunately, this is the wrong thing to do.  Insurance companies want to spend as little money as possible, so they will offer you much less than what you deserve.  Contacting a reputable and experienced attorney is essential for the success of your case.

Personal injury cases are often much more complex than they first appear.  Many attorneys treat most cases the same, but if you have been hurt in a crash caused by a large truck such as an 18 wheeler, you need a Kansas City personal injury attorney who has experience in this area.  These cases are not all the same, and choosing expert representation can make a huge difference in the settlement you receive.

A highly-qualified lawyer will show compassion, and be very aggressive when it comes to proving the defendant guilty.  He will collect all documentation and evidence, and make sure nothing goes unnoticed.  He will treat you as if you are the only client he has, because he truly cares about you and the outcome of your case.

When you or someone you know have been seriously injured in any type of accident, don’t waste time.  Seek medical attention first, then contact a seasoned Kansas City personal injury lawyer who will fight hard to make sure that you get every dime of the compensation you deserve.

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Of course, some workplaces are inherently more dangerous than others, so the risks affecting an average office environment will be significantly different from those of a construction site.

Nevertheless, employers must ensure that the workplace is a relatively safe place for employees, who can claim workplace accident compensation if injured as a result of somebody else’s negligence. Accordingly, an employer must be able to identify the most obvious risks associated with his particular workplace, which is made easier by reviewing the most common accidents to occur in such an environment.

In office environments, the most common workplace accidents include trips, slips and falls. An employer can reduce the risk of an employee suffering any such accident, which may result in a claim for workplace accident compensation, by ensuring that floor spaces are kept clear, liquids are confined to kitchen or dining areas and equipment and stock are maintained securely (e.g. boxes of paper ought not to be stacked in such a way or place that could likely cause injury to a person if they were to fall).

Employers can also prevent workplace accidents by making sure that flooring is level, sturdy and well-maintained. Many accidents that occur in office environments also involve faulty chairs or poorly set-up workstations, whilst RSI (repetitive strain injuries) can be avoided by ensuring that employees take regular breaks away from their desks.

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In the United States, six states have completed banned cell phone use while driving, and 19 states have banned texting and driving in effort to reduce the number of car accidents related to distracted driving. The AAA Foundation for Traffic Safety reported that more than 20 percent of drivers admitted texting while driving. The Foundation is committed to banning texting and driving in all 50 states as part of a larger project to reduce the number of auto accidents nationwide.

Most cellular phone bans effect drivers under the age 18, although some states have restricted all drivers. Youth drivers are three times more likely to be involved in a fatal car accident, and coupled with the fact that people under the age of 25 also dominate the cell phone market has made legislators concerned that cell phones will further distract the new drivers.

The National Highway and Traffic Safety Administration and the Virginia Tech Transportation Institute published a study that finding 80 percent of car accidents and 65 percent of near crashes were result of driver inattention within 3 seconds of the car accident. Driver inattention is cause primarily by cell phones and drowsiness, according to the study.

Driver inattention can also result in a car accident lawsuit, where the driver involved in a auto accident where the other party was using a cell phone at the time can consider contacting an auto accident attorney to advise them on the best course of legal action.

Although the laws vary by age, state and location as some states restrict cell phone use in school zones and near construction sites, most experts agree that it’s the conversation that distracts drivers, rather than the device itself. Future studies may cause the potential ban of hands-free devices as well. For some drivers, conversing on a cell phone while driving may make a drive as prone to having an auto accident as if they were drunk, according to University of Utah psychologist, David Strayer.

Currently, the auto insurance industry has not stated whether traffic tickets related to cell phone use while driving will impact an individual’s insurance premium; however the tickets themselves may carry a tremendous fine in many states. The insurance industry has not stated whether a cell phone ticket will impact insurance rates, however; as pointed out by Bob Passmore of the Property Casualty Insurers Associate of America, if an accident occurs while a driver is using a cell phone, premiums will rise as result of the accident.

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The personal injury involves the physical as well as the psychological damages. But, by hiring the services of the Accident Lawyer New York, the personal injuries which are caused due to the unsafe conditions or the negligence that a person’s manufacturer, doctor, landlord, employer, institution or any other person has inflicted, can be handled in a proper manner with compensation.

It is very common that the people who are the victims of the personal injury are generally not offered any justice or help and hence, they go unnoticed. The people living in the New York are having the right for feeling safe in their own city. If this right is being denied, then it is very important for you to contact the Accident Lawyer New York.

There are many people who unknowingly pass the great opportunity for receiving the generous amounts of the financial compensation, if they are subjected to any of the personal injury. The Accident Lawyer New York will help in ensuring you whether all the legal technicalities are being properly taken care of. This is basically done so that you may receive the entire amount of the reparation.

Some of the accidents results in various permanent damages to a person’s health, appearance and the physical abilities, and in such cases the Accident Lawyer New York is very helpful in figuring what a person should be entitled to. The attorneys make their business and the obligation for guarantying the person’s right for remaining healthy and safe and deal the case accordingly. A person should contact the lawyer immediately in case if he has suffered because of the negligence of another person. It is very important that one should not allow such types of the serious injuries going unnoticed.

With the increasing number of the accidents in the New York, there are number of Accident Lawyer New York who are available. These lawyers will help the sufferer for receiving the compensation from the person who is responsible for the negligence. Most importantly, these lawyers know what should be said in the courts for obtaining the justice. All the evidences against the person can be provided to the court in a very precise manner.

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If you are ever involved in a motor vehicle accident, the first thing you need to do is contact the police. Colorado state law requires that ALL motor vehicle accidents be reported immediately to the proper law enforcement authorities (42-4-1606 CRS). If there are any injuries at the scene notify the police, and make sure that emergency help is on the way.

What to do if you’re involved in a motor vehicle accident:

1. Move the accident out of traffic, if possible
2. Call the police to report the accident
3. Keep others safe, provide help as needed but don’t move the victims.
4. Get the insurance information, license plate & name of the other parties involved in the accident
5. Take pictures of the vehicles involved, and record any important details
6. Check with your insurance company regarding the coverage of your policy
7. Call an attorney that specializes in accidents involving a motor vehicle, bicycle or pedestrian.

Once the police and ambulance have arrived, a new phase in the process begins. The police will complete an on-the-scene accident report, something that insurance companies require to settle claims. Cooperate with the police in giving them the necessary information, but avoid making self incriminating statements, such as taking blame for the accident. Remember, your comments can be used against you later by the insurance companies!

A traffic accident is defined as unintentional damage or injury caused by a vehicle’s movement, or its payload. Consequently, many important factors will be considered by both sides of the accident in assigning fault to the participants. While your memory is fresh, make notes on the time of the accident, the weather, road and traffic conditions, the speed of the vehicles involved, and how the accident happened. Ask the investigating officer where and how you can obtain a copy of the police report. If possible, try to record any important information involving the accident’s participants such as their name, insurance and drivers license information and any other important personal information. If you have a camera, take photos of the car positions and damage and debris.

After the on-site accident phase has taken place, the legal, and in some cases criminal, phase will begin. If you are involved in an accident driving or involved with a motor vehicle, you need to contact an experienced attorney specializing in car, truck, bus, bicycle or accidents involving a motor vehicle, depending on your situation.

Call an attorney specializing motor vehicle, pedestrian or bike accidents if…
- There’s been a serious injury such as broken bones, potential paralysis, long-term conditions, or anything that requires hospitalization
- There are fatalities at the scene of the accident
- Someone is clearly at fault
- Pedestrians, bicycles or other motor vehicles were involved, or if the accident occurred in a construction area
- An inaccurate police report details you as the one at fault
- Important technical, legal or medical issues are involved
- The limits of your liability insurance are low
- You have no insurance or your insurance company suggests that you did not pay your premium.
- Your insurance company starts acting oddly or involves its own attorney

If you are unsure about contacting an attorney, here are some instances where contacting an attorney might be worthwhile. If you are…

- Seeking advice on the settlement value of a claim and want to know best and worst case outcomes
- Not sure if other insurance (travel, homeowners, etc.) may be available to you for this incident
- Thinking fault may be an issue in this accident
- Suspecting your insurance company may not looking out for your best interests
- Wondering how to handle negotiations with an insurance company
- Unsure about your rights
- Confused about the terms of your insurance policy or other paperwork

Then you will need to contact an attorney specializing in handling cases for the types of accidents with the vehicles and unique situations of your particular accident. Act quickly in finding the right attorney for your particular circumstances involving your motor vehicle accident, as you can be sure that the opposing side of the issue is!

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